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Cookie Policy

Version 1.2

This document is the English-language version of the cookie policy. In the event of any discrepancy between the Dutch-language and the English-language version, the Dutch-language version shall prevail.

Schuldhulpje B.V. is a company registered in the Netherlands, with the following information:

  • Company name: Schuldhulpje B.V.
  • Address: [ADDRESS PLACEHOLDER]
  • Kamer van Koophandel (Chamber of Commerce) number: [KVK PLACEHOLDER]
  • VAT number: [VAT PLACEHOLDER]
  • Privacy contact: [EMAIL PLACEHOLDER]

Introduction

Schuldhulpje is committed to providing a user-friendly and secure website. In this cookie policy, we explain how we handle cookies and similar technologies on the Schuldhulpje platform. Because we value your privacy, we keep our use of cookies to an absolute minimum.

This cookie policy should be read in conjunction with our Privacy Policy and our Terms of Service, which govern your use of the Services.

What Are Cookies?

Cookies are small text files that are stored on your computer, tablet, or smartphone when you visit a website. They enable the website to function properly and can remember information for subsequent visits.

What Cookies Do We Use?

The Schuldhulpje platform uses only strictly necessary cookies required for the technical operation of the Services. These include:

  • Session cookies: to maintain your authenticated session while using the platform.
  • Security cookies: to support the authentication flow and protect against cross-site request forgery.

These cookies are essential for the functioning of the platform and cannot be disabled without preventing the use of the Services.

What Cookies Do We Not Use?

We do not use:

  • Analytics cookies (e.g. Google Analytics)
  • Advertising or tracking cookies (e.g. Facebook Pixel)
  • Third-party cookies for profiling or behavioural tracking

Web Analytics

To gain insight into how the platform is used, Schuldhulpje uses Vercel Web Analytics, a privacy-friendly, cookieless analytics service provided by Vercel Inc. This service collects anonymous, aggregated usage data (such as page views, visitor counts, referring sources, and geographic regions) to help us improve the performance and usability of the platform.

Important to know:

  • No cookies: Vercel Web Analytics does not place cookies on your device.
  • No personal data: no IP addresses or other personal identifiers are stored.
  • No tracking: individual users are not tracked across sessions or websites.
  • Aggregated and anonymised: the collected data cannot be traced back to individual persons.

Because Vercel Web Analytics does not store information on or read information from your device, this service does not require consent under Article 5(3) of the ePrivacy Directive (Directive 2002/58/EC) or the Dutch Telecommunicatiewet. The legal basis for this processing is legitimate interest (Article 6(1)(f) GDPR).

Cookie Consent Banner

Because the platform uses only strictly necessary cookies and Vercel Web Analytics does not place cookies, no cookie consent banner is required under the ePrivacy Directive (Directive 2002/58/EC) and the Dutch Telecommunicatiewet.

Managing Cookies

You can delete cookies that have been placed and refuse the placement of new cookies through your browser settings. Please refer to your browser's help function for instructions. Please note that blocking strictly necessary cookies may prevent the platform from functioning properly.

More Information

For complete information on how Schuldhulpje processes your personal data, which sub-processors are engaged, what retention periods apply, and how to exercise your rights under the GDPR, please refer to our Privacy Policy.

If you have any questions about this cookie policy, please contact us at the privacy contact email address listed at the top of this document.

Applicable Law

This cookie policy is governed by the laws of the Netherlands, the General Data Protection Regulation (EU) 2016/679, the ePrivacy Directive (Directive 2002/58/EC), and the Dutch Telecommunicatiewet. For dispute resolution, please refer to the Governing Law and Dispute Resolution section of our Terms of Service.

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