Together towards a debt-free life
With Schuldhulpje you take the first step towards financial peace.







Our partners and sponsors
A solution for everyone
Schuldhulpje connects everyone involved in one powerful ecosystem.

Reduced workload, better results
Efficiency is crucial for social workers and debt counselors. Schuldhulpje accelerates intakes and reporting, effectively shortening waiting times.
- Faster turnaround times and shorter waiting lists
- Automated case file building
- Data-driven insights for policy

Reduced workload, better results
Efficiency is crucial for social workers and debt counselors. Schuldhulpje accelerates intakes and reporting, effectively shortening waiting times.
- Faster turnaround times and shorter waiting lists
- Automated case file building
- Data-driven insights for policy

More time for people
Volunteers spend a lot of time on paperwork. Schuldhulpje automates this, so you can focus on the people and the guidance they need.
- Less paperwork, more time for personal connection
- AI support for complex cases
- Always up-to-date with the latest regulations

Control, peace of mind, and independence
Many people with debts avoid seeking help due to shame. Schuldhulpje breaks down that barrier. The tool is completely anonymous and helps you gain control of your finances independently.
- Instant insight into when you'll be debt-free
- Automatically scan and explain letters
- Get anonymous, non-judgmental help
This is how we make your life easier
Turn that pile of mail into pure clarity
That unopened envelope from the collection agency? The final bill from the energy company? Stop worrying. Take a photo, upload a PDF, and watch our AI, powered by Gemini, extract all important info in seconds. Creditor, amount, payment reference - it's instantly correct. You don't have to type anything yourself. Feel the relief.
A dashboard that brings peace, not panic
Numbers can be overwhelming. That's why we translate everything into a clear, visual story. The donut chart shows where your money goes. The progress bar celebrates every euro you pay off. And the financial projection shows there's light at the end of the tunnel. This isn't just an overview; this is your command center for financial peace.

Your financial sidekick who never judges
How do you ask for a payment extension? What should you say? Stop searching. Ask Schuldhulpje. "Draft an email to the Tax Authority asking for a payment arrangement of €100 per month." The AI writes a perfect, formal email you can use immediately. It's your coach, copywriter, and pillar of support, available 24/7.

No more stress about that difficult email
Need to draft a formal email to a creditor, the municipality, or another agency? Our AI-driven email generator helps you in a snap. Briefly describe the situation, and the AI generates a professional, clear email you can copy and send immediately. Save time, reduce stress, and ensure your message always comes across perfectly.
They went before you
Read the experiences of professionals who are already using the tool
“This is what our volunteers have been waiting for for years! Finally an effective and complete debt tool that both we and the residents can use immediately.”
“Incredible! I went from a chaotic pile of letters to a complete, organized administration, all within 5 minutes.”
“This is an impressive and complete solution. We can effectively help all professionals, volunteers AND residents with debts with this.”
“This is fantastic! I can finally focus on the conversation with the resident, instead of typing data into Excel.”
“We are very happy with the overview we now have in supporting residents with debts. It gives us valuable insights.”
“When people ask for help, we need to be able to act immediately, otherwise motivation disappears. With this tool we can be there for residents.”
“This is what our volunteers have been waiting for for years! Finally an effective and complete debt tool that both we and the residents can use immediately.”
“Incredible! I went from a chaotic pile of letters to a complete, organized administration, all within 5 minutes.”
“This is an impressive and complete solution. We can effectively help all professionals, volunteers AND residents with debts with this.”
“This is fantastic! I can finally focus on the conversation with the resident, instead of typing data into Excel.”
“We are very happy with the overview we now have in supporting residents with debts. It gives us valuable insights.”
“When people ask for help, we need to be able to act immediately, otherwise motivation disappears. With this tool we can be there for residents.”
Safe and reliable for your residents
Designed to meet the highest security and compliance requirements for government agencies

Compliance & certification
GDPR compliant
Fully compliant with the General Data Protection Regulation (GDPR).
GIBIT compliant
Compliant with Municipal Procurement Conditions for IT.
VNG procurement conditions
In line with the procurement conditions of the Association of Netherlands Municipalities.
EU AI Act ready
Developed according to the AI Conditions of the upcoming EU AI Act legislation.
HTTPS & TLS 1.3
Latest encryption standard for maximum data security.
HSTS enabled
HTTP Strict Transport Security prevents downgrade attacks.
EU based
Data is processed and stored exclusively within the European Union.
High availability
Redundant systems and automatic failover for maximum uptime.
QA process compliant
Designed to meet standard Quality Assurance Process requirements.
Internal security controls
Strict internal security controls to ensure data safety.
Frequently asked questions
Everything you want to know about Schuldhulpje
Ready for the most important step?
Your new financial life starts here and now. No more procrastination. No more stress. Take back control. You can do this, and Schuldhulpje is here to help you every step of the way.